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Compensation & Benefits

Make sure contractors are free to work for other clients

07/27/2010

The more control an employer tries to assert over a worker it intends to treat as an independent contractor, the more likely that worker is actually an employee. That’s why you should make sure independent contractors have the leeway to work for others and maintain their own schedules.

Informal ERISA complaints aren’t protected

07/27/2010
Recently, the 3rd Circuit Court of Appeals had a chance to declare that an informal internal complaint about ERISA-covered benefits might be enough to protect an employee from retaliation. Fortunately for employers, it declined to do so.

Keep health costs out of the equation when considering hiring and firing

07/27/2010
Before you even consider firing (or refusing to hire) someone because they might jack up your health insurance costs, count your dollars, not your pennies. You may be staring down a lawsuit that could dwarf whatever premium costs you hoped to avoid.

What you should look for in a health benefits broker

07/27/2010

It’s probably the toughest part of a benefits administrator’s job: choosing next year’s health insurance plan. If they’re lucky, benefits pros have powerful allies in that high-stakes game: insurance brokers. But some brokers are little more than order-takers. If you’re starting to think your broker is part of the problem and not part of the benefits solution, maybe it’s time to look for a new one.

Don’t break the bank for effective wellness programs

07/27/2010
Employers are warming up to wellness programs to help reduce health care costs. And it works! But choosing the wrong pieces of the wellness puzzle can lower your ROI dramatically. For the most bang for your wellness buck, focus on these five efforts that drive the greatest cost savings.

What’s a ‘grandfathered’ health plan? Feds release new rules

07/26/2010
Group health plans that were in effect when the big reform law was signed on March 23, 2010, can earn “grandfather” status. Employers will lose their grandfather status if they change insurance carriers or “substantially increase” out-of-pocket costs for employees.

How to comply with new lactation break and facility rules

07/23/2010
Hidden deep within the recently enacted health care reform legislation is a provision that garnered neither debate nor controversy in the media or the halls of Congress. The law amends the FLSA to require large employers to provide lactation breaks and facilities for employees who are breastfeeding.

School’s out for summer! But the FMLA doesn’t cover day care

07/23/2010

Believe it or not, some employees are under the impression they can use FMLA leave during the summer months to care for their minor children instead of sending them to summer camp or day care. That’s not true unless the child has a serious health condition that prevents participation in camp or day care. Otherwise, parents are expected to make conventional child care arrangements during the summer.

Americans admit financial ineptness

07/23/2010
It’s time to invite your 401(k) provider for a brown-bag lunch presentation. Reason: In a recent survey, Americans were asked to grade themselves on their knowledge of personal finance. A full 34% gave themselves a grade of C, D or F.

Can we discipline exempt workers for attendance?

07/22/2010
Q. We require all employees to be in by 9 a.m. One of our exempt employees is constantly late. Can we discipline exempt employees for poor attendance?