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Insurance

Workers’ comp premium savings on tap for some employers

02/12/2009

Some employers may end up saving about 30% on their workers’ compensation premiums under a plan outlined recently by the Ohio Bureau of Workers’ Compensation.

At what point does retired worker become ineligible for PTD workers’ comp?

02/12/2009

Q. If an injured worker has a catastrophic injury under Florida’s Workers’ Compensation Act and subsequently retires, does that mean the employee is not entitled to permanent total disability (PTD) workers’ compensation benefits?

Target workers hit with layoffs

02/12/2009

Minneapolis-based Target, the nation’s second largest discount retailer, has announced it will cut 1,000 jobs in Minneapolis alone. Those cuts include 400 open but unfilled positions, in addition to 600 layoffs.

Put best foot forward when responding to EEOC administrative claims

02/12/2009

The EEOC and state and local agencies have been filing more and more administrative charges in recent years. As the recession deepens and more people lose their jobs, that trend is likely to continue. Because administrative charges can be precursors to discrimination lawsuits, it’s critical for you to handle them properly.

FMLA protects workers before they’re eligible

02/12/2009

An Illinois court has ruled that employees who request FMLA leave before they’ve met the eligibility thresholds are protected from retaliation. An employer can’t, for example, fire such an employee because he says he will soon be taking FMLA leave and perhaps undergo expensive medical treatment.

Economic stimulus package targets HR issues

02/03/2009

Amid tens of billions of dollars for roads and bridges, industry bailouts and job creation, the massive economic stimulus legislation passed by the House of Representatives last week would throw significant funding at a variety of HR-related programs and initiatives.

Do we have to defend a third party whose negligence caused our worker’s injury?

02/02/2009

Q. One of our employees was badly injured when he tripped over equipment that had been left by our office building’s maintenance workers. Workers’ comp covered his medical bills and lost wages, but he also sued the building’s owners for negligence. Now we have a letter from the owners demanding that we defend them in the lawsuit and telling us we are responsible. How can that be? I thought we were protected by workers’ comp.

IRS issues ‘grab bag’ guidance on Health Savings Accounts

02/01/2009

The U.S. Treasury Department and the Internal Revenue Service recently issued a notice providing additional guidance on Health Savings Accounts. Some of the rules will have an impact on administering these accounts, so HR professionals with benefits administration responsibilities need to be aware of the key highlights.

Costs rise as workers skimp on health care

01/27/2009

Consumers are hanging on tightly to every penny. One main cost they’re skimping on: their own health care—a move that experts say will lead to sicker Americans and higher health care costs down the road for U.S. employers. Here are three ways your organization can keep workers focused on their health even as they skimp on other expenses.

Workers have false confidence about benefits

01/27/2009
How much do your workers really understand about their employee benefits? A new study says U.S. employees truly understand less than they (or you) would think.