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Insurance

COBRA enrollments doubled since start of subsidy

09/18/2009

This summer, 38% of terminated employees bought into their former organization’s COBRA health insurance coverage plan. That’s double the 19% enrollment rate recorded during the end of 2008, according to a new Hewitt Associates report.

Is a health insurance opt-out bonus taxable?

09/18/2009

Q. We give employees who opt out of our health plan a bonus. Do we withhold federal taxes on that bonus?

What’s the new law? Must we now provide health insurance to employees’ adult children?

09/14/2009

Q. I understand that Illinois has passed a new law requiring certain employer-provided insurance policies to cover an employee’s dependents who are up to age 26 (or up to age 30 in some instances). Which employers and which policies are affected by the new law?

Fla. health premium increases outpace pay growth 370%

09/14/2009

Employers probably already know that health care costs grow faster than any other expense they have, but now the nonprofit Families USA has quantified it. According to the group’s study, Floridians’ health insurance premiums have grown at 3.7 times the rate of average earnings since 2000.

2009 is ‘year of employee benefits’; more in the pipeline for 2010

09/08/2009

Employee benefits have been in the national spotlight right from the start of 2009. From the new FMLA and ADA rules that took effect in January to today’s white-hot health care debate, employers are dealing with important changes and “could-be” changes. Let’s look back at the year in benefits and ahead to what could be coming.

Rebound? Pay on the rise, but health insurance could lag

09/08/2009

A survey by consulting firm Watson Wyatt indicates more employers are loosening the compensation purse strings, even as employees will probably bear higher health benefits costs. According to the survey conducted in August, 44% of employers plan to reverse pay cuts made during the economic downturn.

The 3 health care reform changes most likely to survive this fall

09/08/2009

After a summer spent getting an earful from vocal constituents, Congress is back in session and grappling with comprehensive health care reform legislation. If President Obama has a bill to sign by the end of the year, it will almost certainly include these three elements that will affect HR pros.

The 3 health reform changes most likely to survive this fall

09/04/2009

After a summer spent getting an earful from vocal constituents, Congress is trying to muster support for—or stop—competing versions of what President Obama now calls health insurance reform. There’s no guarantee that Obama will have a bill to sign before the end of the year. But if he does, it will almost certainly include three elements that will affect comp and benefits pros:

Pass your own health care reform with these 4 best practices

09/04/2009

Don’t depend on comprehensive health care reform to significantly cut the cost of the health insurance benefits you provide to employees. Many of America’s best companies have found that a few best practices do a remarkably good job of improving employee health and controlling health care expenses. Here are some of the best practices in health benefits used by America’s best employers.

DIY health care reform: Create inexpensive, effective wellness programs

09/01/2009

Not all the action on health care reform is happening in Washington. Plenty of employers are focusing closer to home, creating wellness programs that lower health care costs—and don’t break the bank.