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Insurance

No workers: Still need workers’ comp coverage?

10/27/2016
Q. My wife and I run our own business. Are we required to obtain workers’ compensation coverage even though we have no employees?

Must we continue health insurance when employees are out of work on leave?

10/27/2016
Q. Is our business required to continue to offer health benefits to our employees while they are out on family leave?

Health premiums up just 3%, deductibles soar

10/25/2016
Annual family premiums for employer-sponsored health insurance rose an average of 3% to $18,142 this year.

Long-term care insurance rated a worthwhile benefit

10/04/2016
Reassure employees who may be on the fence about long-term care insurance with new findings from America’s Health Insurance Plans.

Voluntary activities & workers’ comp: It’s all fun and games until …

09/22/2016
Many companies provide fun employee outings to boost morale or show gratitude to their workforce. But what if an employee gets hurt during one of these events?

COBRA coverage continues even if carrier changes

09/22/2016
Employees who elect to continue their health insurance coverage after a work separation get to maintain that coverage even if the employer switches plans.

Alternative workers’ comp takes a legal hit

09/22/2016

Recent legislation in several states allows employers to opt out of their state workers’ comp system in favor of private, parallel systems.

Health benefits cost 7.6% of employers’ annual budgets

09/20/2016
The average cost of providing health care makes up 7.6% of a company’s annual operating budget and equates to an average of $8,669 per covered employee.

Financial security is millennials’ benefits focus

09/20/2016
Millennials are pessimistic about their financial futures, and they are looking to their employers for help when it comes to addressing financial matters.

Snapshot: What percentage of health insurance premiums do employers pay?

09/12/2016
What percentage of health insurance premiums do employers pay?