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Insurance

Why you should care about 9/11 Commission report

07/01/2004
The federal panel investigating the Sept. 11, 2001, terrorist attacks says the private sector is still unprepared for attacks. It’s expected to endorse a national emergency readiness standard that calls on …

You can trim health benefits for Medicare-eligible retirees

06/01/2004
If your organization offers health insurance to retired employees, an important new Equal Employment Opportunity Commission (EEOC) ruling says you can reduce or eliminate those benefits after the ex-employee becomes eligible …

Court: Employee ‘on-duty errands’ broaden your legal risk

06/01/2004
Issue: Are you liable for employees’ actions when they run personal errands while on company business? Risk: A new court ruling says “Yes,” raising your legal risks with people who …

Even ‘Optional’ company events carry risks

05/01/2004

Q. Awhile back you suggested that we provide transportation home for employees who suffer an illness that could be work-related. Would that apply to company parties for which employees’ attendance is voluntary? —C.K, Illinois

Bankruptcy won’t shield you from COBRA claim.

04/01/2004
Don’t think you can escape your COBRA health-insurance continuation responsibilities simply because your organization files for Chapter 11. Recent case: A company filed for bankruptcy one month after it laid off …

Worker’s on-duty errand can spark liability

03/01/2004
Your organization is typically liable for injuries caused by employees when they’re “acting within the scope of employment.” You aren’t liable when employees cause injuries on their own free time. But …

Not complying with new COBRA notice rules yet? Don’t panic

03/01/2004
The U.S. Labor Department published new rules last year saying that companies offering health insurance must give employees more specifics on their rights to COBRA continuing health coverage.
The rules …

Use caution in firing employee after On-the-Job injury

03/01/2004

Q. An employee in our plant was directed by a replacement line supervisor to use a machine that he wasn’t trained to operate. The employee stuck his hand into the machine to clear a jam and was injured. The plant supervisor fired the employee while he was still in the hospital for operating machinery he hadn’t been trained on. Does the employee have a right to sue us if he was actually ordered by the line supervisor to do this job? —K.C.

Cut lost work days with earlier disability-claim notice

02/01/2004
Short-term disabilities don’t last as long at organizations where em-ployees report their disability claims quickly, a new report indicates.
CIGNA Group Insurance found that organizations whose claims are reported within …

Business trip injury qualifies for workers’ comp

02/01/2004

Q. One of our nonexempt employees was traveling with her boss to other company sites to conduct meetings. After one meeting, she and the boss went to dinner, which the company paid for. During the meal, the employee broke a crown on her front tooth, requiring emergency dental work. Would this fall under workers’ compensation? —R.B., Alabama