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Insurance

Health/Safety fears justify employee’s refusal to work

11/01/2006

Florida employees who refuse to work because of health or safety reasons can still receive unemployment benefits  …

Retailers’ lower drug prices may stem soaring premiums

11/01/2006

Employers may end up the unintended victors in a potential prescription-drug price war in Florida. When Wal-Mart, the nation’s largest retailer, announced recently that it would sell generic drugs for just $4 per prescription, it didn’t take long for Target, the second-largest retailer, to follow suit …

Gov. Perry creates Health Care Technology Partnership

11/01/2006

Gov. Rick Perry recently issued an executive order creating the Texas Health Care System Integrity Authority, a new public-private partnership that aims for better use of information technology in the health care industry …

Texas workers’ comp offices aim to handle complaints faster

11/01/2006

The Texas Department of Insurance (TDI), Division of Workers’ Compensation, recently changed its complaint resolution process by going paperless. To improve its response time to complaints, the workers’ comp office will begin using an automated workflow system …

Use snail mail, not e-mail, to file unemployment appeal

11/01/2006

While it may seem convenient to use e-mail to file appeals of unemployment compensation decisions, be aware of this risk: If the Unemployment Compensation Board of Review doesn’t receive your e-mail, your appeal will be rejected when the 15-day appeal period expires …

Employer-Provided Health Coverage Declines in Pennsylvania

11/01/2006

The number of Pennsylvania employees under age 65 who are covered by an employer-sponsored health insurance plan declined by 5.1 percent between 1999 and 2005. In the same years, employer-provided coverage for families with children under age 18 declined by 8 percent …

Independence Blue Cross plans changes to drug program

11/01/2006

Philadelphia-based Independence Blue Cross plans to unveil its new prescription plan provided through Future Scripts. The pharmacy benefits management company will administer Independence Blue Cross prescription benefit plans …

State sets 2007 benefit levels for UI, disability and workers’ comp

11/01/2006

The New Jersey Department of Labor recently announced the 2007 benefit levels for unemployment insurance, disability insurance and workers’ compensation. Under New Jersey law, those benefits are adjusted annually, based on fluctuations in the statewide average weekly wage …

More states require insurance firms to cover certain medical tests, treatments

11/01/2006

Despite calls for a moratorium on such mandates, state legislatures continue to require that insurance companies cover specific tests and treatments, which leads to increases in employer health premiums …

Workers’ comp liability for aging employees

11/01/2006

Q. One of our employees is over age 70 and has had a broken foot, memory problems and a recent car wreck that caused some residual problems. Should we allow her to work? What can we do (if anything) to protect ourselves from potential workers’ comp claims should she injure herself?