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Insurance

Workers’ Comp: Ohio’s Top Court Says ‘Tough Luck’ to Safety Slackers

05/01/2007

The Ohio Supreme Court has ruled that employees who fail to follow safety instructions abandon their jobs in doing so and are not covered by workers’ compensation. While this may save employers some workers’ comp dollars in the short-term, it complicates the future of workers’ comp as the exclusive remedy for injured workers …

New worry: Maintain security or face lawsuits from injured rescuers, too

05/01/2007

As if you didn’t have enough to worry about in this day and age of workplace violence, now the New Jersey Supreme Court has added another problem: You must make sure you take reasonable measures to provide a safe workplace, or police and firefighters responding to an emergency can sue your company for damages …

With such great insurance, too bad it’s not a real company

05/01/2007

New Jersey-based Nassau Employee Benefits Trust (NEBT) had some great health insurance products. There was just one problem: NEBT wasn’t licensed …

Consider consulting an attorney before stating why you terminated an employee

05/01/2007

If you’re about to fire an employee for misconduct, think about consulting an attorney before you commit the reason to writing. Sometimes no reason is better than one that could trigger a discrimination lawsuit …

Bogus company prompts question: Are you sure you’re insured?

05/01/2007

The Pennsylvania Insurance Department has ensured payment of roughly $1 million in health claims that were never covered by insurance. The department broke up an insurance scheme by Nassau Employment Benefits Trust …

Does health insurance discriminate against single or childless workers?

05/01/2007

Q. My company pays health insurance for all spouses, children and domestic partners of my co-workers. I am single and don’t have children or a domestic partner. Am I being discriminated against since they receive more benefits than I do?

Three workers’ compensation bills pass Texas House

05/01/2007

On March 22, three workers’ compensation bills sponsored by state Rep. Helen Giddings passed the full House …

Report EEOC claims or lose insurance coverage

05/01/2007

The U.S. District Court for the Northern District of Texas has dismissed a lawsuit filed by an employer against its employment practices liability insurance company because the employer didn’t tell the insurer about an EEOC complaint right away …

A growing problem: Obese workers cost Texas employers $3 billion

05/01/2007

In 2005, obesity cost Texas employers approximately $3.3 billion, including direct health care costs and related costs for employee absenteeism …

Can we make smokers pay higher premiums?

05/01/2007

Q. I have to admit I am not a fan of smokers, but what really concerns me is the cost they are adding to our benefits programs. I don’t think it is fair to the nonsmokers that their costs should keep going up year after year when it’s likely smokers are fueling a part of that cost. Can I make smokers pay more in premiums?—S.S.